2003 Return: 33%
Comparable Index: S&P 400
2003 Return for S&P 400: 74.6%
| Sector | Percentage | Securities |
| Small-Cap | 15.00% | IWM |
| Mid-Cap | 20.00% | IJH |
| Large-Cap | 50.00% | IVV |
| International (Developed Nations) Stocks | 10.00% | IEV (2.50%) / IOO (5.00%) / ITF (2.50%) |
| International (Emerging Nations) Stocks | 5.00% | EEM (3.00%) / ILF (2.00%) |
