2003 Return: 21%
Comparable Index: S&P 500
2003 Return for S&P 500: 29%
| Sector | Percentage | Securities |
| Small-Cap | 10.00% | IWM |
| Mid-Cap | 10.00% | IJH |
| Large-Cap | 30.00% | IVV |
| International (Developed Nations) Stocks | 10.00% | IEV (2.50%) / IOO (5.00%) / ITF (2.50%) |
| Corporate Bonds | 15.00% | LQD |
| Diversified Bonds | 17.50% | AGG |
| Mortgage Bonds | 7.50% | ICF |
