2003 Return: 11.5%

Comparable Index: Lehman Aggregate Bond Index

2003 Return for Lehman Aggregate Bond Index: 4.1%

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Sector	Percentage	Securities
Mid-Cap	5.00%	IJH
Large-Cap	25.00%	IVV
International (Developed Nations) Stocks	10.00%	IEV (2.50%) / IOO (5.00%) / ITF (2.50%)
Corporate Bonds	20.00%	LQD
Diversified Bonds	20.00%	AGG
Government Bonds	20.00%	SHY (10%) / TLT (10%)